Individual Retirement Accounts

Achieving financial security is important to Americans throughout all stages of life. With pension and social security benefits combined projected to cover only a portion of your retirement income, you should learn about other options that can help you achieve your retirement goals.

If you are already taking advantage of an employer-sponsored retirement plan, it may also be beneficial to open an Individual Retirement Account (IRA).

As part of a sound investment strategy for retirement, an IRA provides tax-deferred advantages that make it possible for your nest egg to grow faster.

There are many types of IRAs available.

The four most common IRAs are:

• Traditional IRA

• Roth IRA

• Spousal IRA

• Rollover IRA

Securities and investment advisory services are offered by AIG Retirement Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

AIG Retirement is the marketing name for the group of companies comprising AIG Retirement Advisors, Inc.; AIG Retirement Services Company; and The Variable Annuity Life Insurance Company (VALIC); each of which is a subsidiary of American International Group, Inc.

This information is general in nature and may be subject to change. Neither The Variable Annuity Life Insurance Company nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.