Employer Sponsored Plans Flexible Benefits

Employer-Sponsored Retirement Plans: Flexible Benefits

Employer-Sponsored Retirement Plans Offer Flexible Benefits:

Tax-deferred growth for retirement: You do not pay taxes on your earnings until you receive retirement income.

Pre-tax savings: your contributions are deducted automatically pre-tax from your paycheck—your taxable income is reduced.

Flexible contributions: You determine how much of your salary you contribute, up to the legal IRS limit—you may be able to adjust your contribution amounts on certain dates during the year.

Employer contributions: These may be for a percentage of your contributions or up to a limit specified in your plan.

Securities and investment advisory services are offered by AIG Retirement Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

AIG Retirement is the marketing name for the group of companies comprising AIG Retirement Advisors, Inc.; AIG Retirement Services Company; and The Variable Annuity Life Insurance Company (VALIC); each of which is a subsidiary of American International Group, Inc.

This information is general in nature and may be subject to change. Neither The Variable Annuity Life Insurance Company nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.