The Final 403(b)

Your information resource on 403(b) regulations

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Multimedia Resources

The Final 403(b) Regulations Have Arrived!

The Internal Revenue Service (IRS) and the Department of the Treasury published final 403(b) regulations in the Federal Register on July 26, 2007. The final regulations essentially followed the course set out in the proposed regulations, with some modifications which were generally favorable to plan sponsors, plan participants, and plan providers.

There are steps you can take now to prepare your retirement plan. By reviewing our materials, you will better understand the regulations and how they could impact your 403(b) program.

Setting the Story Straight for Public Organizations brochure

This four-page brochure provides a summary of the final regulations, addressing key components and what we believe the IRS expects of plan public and private not-for-profit plan sponsors.

Public Organizations

Private Not-for-Profit

Q&A brochures

These multiple-page brochures provides a more detailed look at the final regulations, answering questions about the public and private not-for-profit plan sponsors' responsibilities and potential compliance concerns.

Public Organizations

Private Not-for-Profit

FREE! Administrator 403(b) Regulations Webinar

Public Employer Webcast

During this Webcast, we'll provide up-to-date information and insights on the regulatory changes that can affect public K-12 school districts, community colleges and public universities, and how you can prepare for those changes.

Playback Past Events:

Public K-12 and public higher education playback

Private Not-for-Profit Employer Webcast

During this Webcast, we’ll provide up-to-date information and insights on the regulatory changes that can affect private not-for-profit employers in education and healthcare, and how you can prepare for those changes.

Playback Past Events:

Private, not-for-profit education and healthcare playback

Important Notice about Purchasing a VALIC Annuity From Us

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases certain annuity products. What this means for you: When you purchase certain annuity products from us, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

Annuities and insurance products are offered by The Variable Annuity Life Insurance Company (VALIC), AIG Annuity Insurance Company, AIG-affiliated insurance companies or other approved companies. Each underwriting company is financially responsible for its own insurance products.

Securities and investment advisory services are offered by AIG Retirement Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

AIG Retirement is the marketing name for the group of companies comprising AIG Retirement Advisors, Inc.; AIG Retirement Services Company; and The Variable Annuity Life Insurance Company (VALIC); each of which is a subsidiary of American International Group, Inc.

This information is general in nature and may be subject to change. Neither VALIC nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.