Employees can Choose

Guided Portfolio Services

Helps address essential questions such as:

Which funds should I use, and how much should I contribute to each?
What is my recommended contribution rate?
How much annual income should I expect from my retirement portfolio?
What do I need to do to retire when I want?

GPS Portfolio Advisor

Advice on investment selection and allocation.
Forecast of annual retirement income.
Recommended savings rate and retirement age.
Monitoring of investment option lineup.
Ongoing portfolio optimization.
Access via Internet and telephone.
Designed for investors who want to manage their own assets but still value advice from industry experts.

GPS Portfolio Manager

Managed account program providing all the services of Portfolio Advisor plus:

Automatic implementation of the investment advice.
Ongoing asset management, including quarterly rebalancing, as necessary.
Advice regenerated automatically once per year.
Annual review and wealth forecast update.
Quarterly advice statements.
Access to services via a financial advisor.

Helping Employees Manage Their Accounts

As your employees develop a plan for how to save and invest for their retirement, they may want to manage that plan themselves -- with expert advice along the way. Or they may want a financial professional to manage their retirement investments at every step. Either way, we can help. AIG Retirement offers Guided Portfolio Services^® to help your employees manage their retirement account assets, and Managed Investment Program^® to help your employees manage their other assets.

Guided Portfolio Services

Guided Portfolio Services (GPS) is a valuable, fee-based service that supports the management of your employees' retirement accounts with objective advice from independent financial expert Ibbotson Associates. And with GPS, your employees can choose between two approaches -- Portfolio Advisor and Portfolio Manager. For fee information, click here.

GPS Portfolio Advisor offers expert advice that includes asset allocation, fund selection, retirement income forecasting, savings rate recommendations and ongoing portfolio optimization.

GPS Portfolio Manager offers the same advice and features as Portfolio Advisor, plus it automatically implements the investment advice, provides ongoing asset management and offers access to services via a financial advisor.

Managed Investment Program

Managed Investment Program (MIP) is a professionally managed fee-based program that supports the management of your other investment accounts based on your investment goals and objectives. This program includes ongoing investment management, rebalancing and quarterly performance reporting. MIP can include a wide variety of investments including mutual funds, ETFs and individual stocks and bonds. For fee information, click here.

Important Notice about Purchasing a VALIC Annuity From Us

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases certain annuity products. What this means for you: When you purchase certain annuity products from us, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

Annuities and insurance products are offered by The Variable Annuity Life Insurance Company (VALIC), AIG Annuity Insurance Company, AIG-affiliated insurance companies or other approved companies. Each underwriting company is financially responsible for its own insurance products.

Securities and investment advisory services are offered by AIG Retirement Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

AIG Retirement is the marketing name for the group of companies comprising AIG Retirement Advisors, Inc.; AIG Retirement Services Company; and The Variable Annuity Life Insurance Company (VALIC); each of which is a subsidiary of American International Group, Inc.

This information is general in nature and may be subject to change. Neither VALIC nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.