Compliance and Regulations

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Let us help to facilitate your progress toward compliance with the new regulations.

ANNOUNCEMENT: 2007 COLA Limits

IRS announces 2007 dollar limits for retirement plans.

FINAL 401(k) and 401(m) REGULATIONS, EGTRRA CERTIFICATION, and PENSION PROTECTION ACT VESTING AMENDMENT MAILING

During the second week of November, AIG Retirement mailed information and related amendments that address the regulatory requirements and deadlines under the final 401(k) and 401(m) regulations, EGTRRA, and the minimum vesting requirements changes under the recent Pension Protection Act. This mailing was sent to all qualified plans and all 403(b) plans with matching contributions, after-tax employee contributions, and/or employer nonelective contributions currently using a VALIC plan document. If you are using an outside plan document, please contact your document provider for more information.

ROTH 403(b) and 401(k) ACCOUNTS

Effective January 1, 2006 as a Plan Sponsor, you can allow your 403(b) and 401(k) plan participants to direct part or all of their voluntary elective contributions to a special after-tax Roth account within their tax-qualified plans. Please access the materials below for additional information.

Roth 401(k) brochure [PDF]

Roth 403(b) brochure [PDF]

Roth Plan Sponsor flier [PDF]

Important Notice about Purchasing a VALIC Annuity From Us

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases certain annuity products. What this means for you: When you purchase certain annuity products from us, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

Annuities and insurance products are offered by The Variable Annuity Life Insurance Company (VALIC), AIG Annuity Insurance Company, AIG-affiliated insurance companies or other approved companies. Each underwriting company is financially responsible for its own insurance products.

Securities and investment advisory services are offered by AIG Retirement Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

AIG Retirement is the marketing name for the group of companies comprising AIG Retirement Advisors, Inc.; AIG Retirement Services Company; and The Variable Annuity Life Insurance Company (VALIC); each of which is a subsidiary of American International Group, Inc.

This information is general in nature and may be subject to change. Neither VALIC nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.