Brokerage Accounts

Brokerage accounts with the flexibility to trade and invest in a wide variety of securities include: Brokerage Portfolio Account, Brokerage Access Account and Brokerage Account. These brokerage accounts feature an automatic money market sweep feature with a choice of six money market funds.

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Brokerage Portfolio Account Back To Top

Designed for informed investors
Requires a minimum initial account balance of $15,000
Access to a full menu of mutual funds and other securities
Unlimited check writing with a debit/ATM card

Cash management features, such as expense coding, bill center and detailed tax lot accounting
Convenient account access on the Internet through Fidelity Investments' myStreetscape^SM investor technology platform
A competitive $100 annual base fee

Brokerage Access Account Back To Top

Designed for investors who want a brokerage account with check-writing privileges.

• Requires an initial account balance of at least $5,000

• Access to a full menu of mutual funds and other securities

• A core money market fund for holding cash balances

• Check-writing privileges from the core money market fund ($500 minimum check amount)

• No annual fee

Brokerage Account Back To Top

Designed for any investor who wants a standard brokerage account to buy and hold securities, the Brokerage Account.

• No minimum initial investment (except required fund minimums)

• Access to a full menu of mutual funds and other securities

• A core money market fund for holding cash balances

• No annual fee

Brokerage Account Comparison Back To Top

Feature: Brokerage accounts with the flexibility to trade and invest in a wide variety of securities. Automatic money market sweep feature with a choice of 6 money market funds
Brokerage Portfolio Account: Included
Brokerage Access Account: Included
Brokerage Account: Included

Feature: Checking account with check-writing privileges
Brokerage Portfolio Account: Unlimited check writing included with no minimum check amount and no reorder fee
Brokerage Access Account: Check writing with a minimum check amount of $500 and a $5 check reorder fee
Brokerage Account: Not available

Feature: Visa® Classic debit/ATM card
Brokerage Portfolio Account: Included
Brokerage Access Account: Available with $50 annual fee
Brokerage Account: Not available

Feature: American Express Gold Card®
Brokerage Portfolio Account: Available with $75 annual fee
Brokerage Access Account: Not available
Brokerage Account: Not available

Feature: Rewards Program — turn American Express card charges into points redeemable for shopping, recreation, home and travel
Brokerage Portfolio Account: Available for $25 annual fee - retail; $40 annual fee - travel
Brokerage Access Account: Not available
Brokerage Account: Not available

Feature: Expense coding: expenses itemized in pre-requested categories
Brokerage Portfolio Account: Included
Brokerage Access Account: Not available
Brokerage Account: Not available

Feature: Payee detail: payee check detail integrated into client statement
Brokerage Portfolio Account: Included
Brokerage Access Account: Not available
Brokerage Account: Not available

Feature: Quotes: pricing on equities, indexes and options, including all U.S. exchanges and OTC Bulletin Board securities
Brokerage Portfolio Account: Available through mySteetscapeSM - Internet
Brokerage Access Account: Available through mySteetscapeSM - Internet
Brokerage Account: Not available

Feature: Bill Center: receive, review, pay and organize all bills online through service offered by Paytrust
Brokerage Portfolio Account: Account fee includes online payment to anyone, up to 12 transactions each month (50¢ fee for each subsequent transaction). Bill management is offered for an additional $3 monthly fee for up to 15 transactions per month (50¢ fee for each subsequent presentment or payment transaction).
Brokerage Access Account: Monthly $4.95 fee includes online payment to anyone, up to 12 transactions per month (50¢ fee for each subsequent transaction). Bill management is offered for a $7.95 monthly fee for up to 15 transactions per month (50¢ fee for each subsequent presentment or payment transaction).
Brokerage Account: Not available

Important Notice about Purchasing a VALIC Annuity From Us

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases certain annuity products. What this means for you: When you purchase certain annuity products from us, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

Annuities and insurance products are offered by The Variable Annuity Life Insurance Company (VALIC), AIG Annuity Insurance Company, AIG-affiliated insurance companies or other approved companies. Each underwriting company is financially responsible for its own insurance products.

Securities and investment advisory services are offered by AIG Retirement Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

AIG Retirement is the marketing name for the group of companies comprising AIG Retirement Advisors, Inc.; AIG Retirement Services Company; and The Variable Annuity Life Insurance Company (VALIC); each of which is a subsidiary of American International Group, Inc.

This information is general in nature and may be subject to change. Neither VALIC nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.