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Annuities Information
What are the features and benefits of an annuity?

An annuity offers several benefits, such as:

• Allows tax-deferred growth.
   o Compounding effect on your earnings

 Offers flexibility of choice for payout options: an income stream during retirement that can cover the lifetime of the annuitant or co-annuitant.

 Permit transfer of the account value as the death benefit directly to the beneficiary, which helps avoid the cost and delay of probate.